Owning a home with VA financing can make buying your next primary residence feel more complicated than expected. Yes, you may be able to use a VA loan again while keeping your current home, provided you have enough remaining VA…
Being self-employed can make a mortgage application feel more complicated, especially when last year’s income was lower than the year before. Yes, you may still qualify for a conventional loan after a decline in self-employment income, but the lender generally…
Student loan debt can make buying a home feel more complicated, especially when you’re not sure what payment a Lender will use. Yes, you can qualify for an FHA loan with student loan debt, but the required student loan payment…
Saving enough money for a down payment and closing costs can feel like the biggest obstacle between you and buying a home. In Texas, a first-time buyer may qualify for down payment assistance commonly calculated as a percentage of the…
Finding the right new home is exciting, but figuring out how to buy it before your current home sells can feel stressful. Yes, you can buy a new home before selling your current home if you qualify to carry both…
Running your own business can give you more control over your income, but qualifying for a mortgage can feel confusing when your tax returns don’t match the money coming into the business. Mortgage lenders generally calculate self-employed income by reviewing…
Buying a home can feel out of reach when you’re already carrying a large student loan balance. You can qualify for an FHA loan with student loan debt, but the monthly payment FHA uses may affect your debt-to-income ratio and…
Buying your next home before selling your current one can make the timing feel complicated. Buy Before You Sell financing helps qualified homeowners purchase a new home by using available income, assets, or existing home equity before their current home…
Saving enough money for a down payment can feel like the biggest obstacle between you and buying a home. Down payment assistance helps eligible Texas home buyers cover part of the down payment and, in some cases, eligible closing costs…
Running your own business can be rewarding, but qualifying for a mortgage when your income doesn’t fit neatly on a pay stub can feel frustrating. A self-employed mortgage allows a borrower to qualify using documented business or personal income, which…